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The best time to withdraw your 2nd pillar assets
BVG Withdrawal

The best time to withdraw your 2nd pillar assets

The 2nd pillar represents a crucial part of your retirement in Switzerland, covering around 60% of your final salary when combined with the AVS. The 2nd pillar withdrawal offers several options tailored to your needs, including a lump-sum payment.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

Self-employed : Optimize your retirement with the 2nd pillar.
independent BVG

Self-employed : Optimize your retirement with the 2nd pillar.

As a self-employed person, the 2nd pillar is much more than just an option: it's a real opportunity to secure your financial future, optimize your tax situation and prepare for retirement with peace of mind.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

Should one choose the pension or the lump sum from the LPP ?
BVG Pension Capital

Should one choose the pension or the lump sum from the LPP ?

Discover the advantages and disadvantages of the LPP pension and capital options to make an informed choice and optimize your retirement based on your personal situation.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

What is a vested benefits account ?
BVG Vested benefits

What is a vested benefits account ?

A vested benefits account is specifically designed as part of the Swiss 2nd pillar pension system.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

Meet the Team Behind Kala
BVG Team

Meet the Team Behind Kala

At Kala Swiss SA, behind every asset search is a passionate team dedicated to simplifying the lives of its clients.

Diego Rohner

Diego Rohner

CEO & co-fondateur

How to optimize your vested benefits account withdrawal to save on taxes?
BVG Retirement Taxes

How to optimize your vested benefits account withdrawal to save on taxes?

You are about to retire and wonder how to optimize the withdrawal of your vested benefits account? This is a crucial decision that can have a significant impact on your financial situation.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

Why the 3 pillar system is vital for your pension planning
bvg pension

Why the 3 pillar system is vital for your pension planning

Pension planning in Switzerland is a crucial topic that directly concerns you. You may be wondering how to secure your financial future after retirement.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

What are my unemployment rights and what should I watch out for?
BVG unemployment

What are my unemployment rights and what should I watch out for?

In Switzerland, unemployment is governed by specific laws and regulations designed to protect workers and provide them with a temporary financial safety net.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES

How to prepare for retirement: the complete guide
BVG retirement

How to prepare for retirement: the complete guide

Prepare for your retirement in Switzerland: Everything you need to know about AHV, BVG, and Private pension plans.

Melvin Plumez

Melvin Plumez

Brevet fédéral de planificateur financier
Économiste d’entreprise HES